Limitation of Liability
The material on the Site does not, and is not intended to, provide any financial, insurance, legal, accounting, tax or other professional advice, and should not be relied upon by you in that regard. It is not a substitute for professional advice from a competent, independent advisor in your jurisdiction. Neither the Site nor use of information from the Site creates an agent-client relationship. THE SITE AND ITS CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. SERENITY FINANCIAL DOES NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING DEVICES OR OTHER HARMFUL COMPONENTS. SERENITY FINANCIAL DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. YOU (AND NOT SERENITY FINANCIAL) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE SITE AND/OR ITS CONTENTS.
Under no circumstances, including but not limited to negligence by act or omission, shall Serenity Financial or any party involved in creating, producing or delivering the Site, be liable for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use the materials on the Site, even if Serenity Financial or a representative authorized by Serenity Financial has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event, however, shall Serenity Financial’s total liability to you for all damages, losses and causes of action exceed the amount paid by you, if any, for accessing the Site.
As a condition of using the Site, you agree to indemnify and hold Serenity Financial harmless from and against any loss, liability, cost, expense or damage arising out of any claim, suit action or judgment brought against Serenity Financial or its affiliates related to your breach of any provision of this Policy or any local, state, federal or other laws or regulations or any third party rights. This indemnification obligation will survive these terms and your use of the Site.
Links to Third Party Websites
If you use any links provided in the Site to websites not owned, maintained nor hosted by Serenity Financial (“Off-sites”), you will leave the Site. Serenity Financial is not responsible for any Off-site’s privacy policies or terms of use. No judgment or warranty is made with respect to the accuracy, timeliness or suitability of the content of any Off-sites, and Serenity Financial takes no responsibility for such sites. A link to a service or website outside of the Site is not an endorsement of the service or the website, its content or its sponsoring organization.
Use of the Site
The Site is owned and operated by Serenity Financial. No materials found on the Site or any other site owned, operated or licensed by Serenity Financial may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way without the prior written permission of Serenity Financial. You may access material on the Site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content of the Site for public or commercial purposes, including the text, images, audio or video without Serenity Financial’s prior written permission. Serenity Financial neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Serenity Financial.
You may not do any of the following in connection with the Service: (i) willfully tamper with the security of the Site or tamper with other access URLs, (ii) access data on the Site not intended for you, including without limitation any data that does not pertain to the Service, (iii) log into a server or account on the Site you are not authorized to access, (iv) attempt to probe, scan or test the vulnerability of any Site or to breach the security or authentication measures without proper authorization; (v) willfully render any part of the Site unusable, including without limitation, to others; (vi) rent, lease, distribute, license, sublicense, sell, resell, assign, or otherwise commercially exploit the Service or make the Service available to a third party other than as contemplated herein; (vii) create any link to the Service or frame or mirror any content contained or accessible from, the Service; (viii) violate any local, state, federal regulation or law applicable to your use of the Service; (ix) reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code of the Service; (x) or modify, adapt, translate or create derivative works based on the Service.
Jurisdictional Issues
The information contained on the Site is not an offer to sell or a solicitation to buy any security or any insurance product. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products may not be available in all states.
All insurance and/or securities transactions are conducted based on signed written agreements between clients and companies represented by Serenity Financial, and the terms of those agreements are binding on the parties. No other representation, whether made in person, online, electronically, in written, graphical, or verbal communication, may alter the terms of those agreements except that your use of the Site constitutes your agreement to the additional Terms of Use applicable to such use. By using the Site, you accept at your own risk that the Internet and online communications medium may not perform as intended.
Your use of this Site, and its Privacy Policy & Terms of Use shall be construed and controlled by the laws of the State of Oklahoma. Further, any dispute arising from your use of this Site, or its Privacy Policy & Terms of Use, or a breach thereof, shall be governed by the laws of the State of Oklahoma. By accessing this Site, you agree to personal jurisdiction by the state and federal courts sitting in the State of Oklahoma.
Serenity Financial may change these terms of use from time to time at Serenity Financials’s sole discretion. Last updated February 27, 2019.