Several years ago, on the day after Christmas, Nicole and her husband had their bank account emptied by another bank which was collecting on past debts. They couldn’t make rent by January, so they lost the apartment where they were living. They couldn’t move forward on the custom home they were building and lost their earnest money deposit. They had nothing, and were forced to move in with her husband’s parents.
When Nicole was growing up her family never talked about money. She always thought they were doing just fine. Her mom wanted to protect her as all parents want to protect their children, but by not learning about how money works during childhood, Nicole had to learn the hard way as an adult. Now she’s doing things much differently with her children.